Couple of thoughts on Beale and Folau:
1. I have always felt that Beale was going to end up somewhere other than 10 - not to say that he wasn't quite good as a 10, but his natural skillset is not suited to playing that close to the forwards at the top level. Beale is great at reading broken play, he is faster than he looks, he is very very good at getting outside a man, sucking in the next defender and setting his outside man free. At 10 this cramps his outside backs, at 15 his wingers are made to look like geniuses. I would prefer not to see him play 10 or 12, I think he is better suited further out. Foley and Horne had a nice combination last year and I would be inclined to keep that.
2. Folau did some wonderful things last season, but he is far from the finished article. His defence at 15 was nothig to get excited about and I would not be picking him over Beale at fullback for that reason alone. That said, I think a lot of that was inexperience and not onlywill he get better, he has the potential to be much better than Beale. The things he does unbelievably well is field the high ball and make yards in traffic. When he is fullback the opposition are afraid to kick and when he comes into the line he is unstoppable. That said, I have not seen the counterattacking skills from the back that he is credited with. When he fields a ball in the deep he still looks tentative to me - not sure whether to run or kick and not great at manipulating the defence to put one of his wingers away (which is Beale's greatest strength). No doubt he will get better at this also, but he is naturally a runner and a finisher, not a playmaker. Having Beale on the wing to direct the counterattack could be an option. Otherwise having Beale at 13 to play the Gary Ella/Conrad Smith role of playmaker in a wider channel. Having Beale setting his wingers a fullback free from 13 excites me - as does having him play at first receiver on a wide blind with one or two of Folau, AAC (Adam Ashley-Cooper) or Crawford/Betham with him.
I am hoping that this year we see both Folau and Beale grow into roles where they can dominate for both NSW and the wallabies. I would certainly be interested in seeing how Kurtley went at 13.