Here are the finals as I see them in the bottom three divisions. Teams marked with an asterisk are locked-in, meaning that they have enough points to escape being overtaken by the 5th-placed team no matter what happens (short of points being docked):
DIVISION 6: Manly Savers, Merrylands, Terrey Hills, Engadine.
Can't see much changing here, as the teams outside the 4 are facing teams inside the 4 from here on in. MERRYLANDS to win it in a well-contested final.
DIVISION 5 - interesting here as the teams in 3-5 spots have basically the same opponents in the last 4 rounds. So not much should change barring some big upsets.
Jeffrey: Menai*, Maccabi*, Collaroy, Convicts. Final should be Menai v Maccabi which I'd like to get along to. MENAI probably too strong
Noice: Chatswood miss out. DUKES win by a stretch
Club Champions: MACCABI
DIVISION 4
McLean: Oatley, Canterbury, Blacktown, Irish - Harlequins the only other team in contention and I can't see them overcoming Irish, who will have their Lions Tourists back. OATLEY to win it
Grose: Canterbury, Irish, Blacktown, Oatley. I think IRISH will win this one as they have the best defence in the comp and will be bolstered by the return of their guys from NZ.
Walker: Oatley, Canterbury, Blacktown, Irish. Mac Uni might stack back here but they've still got Oatley to face. OATLEY to win this.
Club Champions: OATLEY